Why join us

Brex is the AI-powered spend platform. We help companies spend with confidence with integrated corporate cards, banking, and global payments, plus intuitive software for travel and expenses. Tens of thousands of companies from startups to enterprises — including DoorDash, Flexport, and Compass — use Brex to proactively control spend, reduce costs, and increase efficiency on a global scale.

Working at Brex allows you to push your limits, challenge the status quo, and collaborate with some of the brightest minds in the industry. We’re committed to building a diverse team and inclusive culture and believe your potential should only be limited by how big you can dream. We make this a reality by empowering you with the tools, resources, and support you need to grow your career.

Operations at Brex

The Operations team is the bridge between our products and our customers. Our priority is to keep our customers happy and their businesses protected, while communicating vital information to our internal teams. We are responsible for underwriting all of our customers, while simultaneously managing Brex’s risk exposures. We work cross-functionally with the Risk, Compliance, Data, and Engineering teams to allow Brex to scale efficiently, keeping quality top of mind.

What You’ll Do

If you enjoy credit analysis and interaction with customers, the Credit Strategy Associate role provides the perfect mix. You will work closely with our underwriting and Sales teams and act as the Credit representative for the Sales team and our customers.

You will also spend a portion of your time working on credit strategy which requires critical thinking and innovation. Credit strategy develops policies and procedures on how to support Brex’s products to make sure we provide the best credit experience for our customers across Brex’s different products.

Where you’ll work

This role will be based in our Vancouver office. You must be willing to work in office at least 2 days per week on Wednesday and Thursday, starting the week of January 6th, 2025. Employees will be able to work remotely for up to 4 weeks per year, for a minimum of one week at a time.

Responsibilities

Strong commercial/corporate credit analysis experience and ability to review bank statements and financial statements to underwrite Brex customers
Assess customers' credit quality and ability to repay the Brex card limit
Collaborate with the Sales and Business Development teams to help onboard customers and provide a white glove credit experience
Work closely with team members across functions on credit experience and credit risk models-related projects
Work with data to make data-backed recommendations on the portfolio and credit experience improvements

Requirements

Bachelor’s degree in finance, accounting, economics or statistics
2+ years of credit and underwriting experience
Understanding of GAAP/IFRS accounting standards and bank/financial statement analysis
Familiarity with quantitative credit risk models, probability of default, and loss given default concepts
Strong analytical rigor and attention to detail
Customer-centric and passionate about thinking through customer needs
Ability to communicate technical problems in an elegant and tactful way

Bonus points

Knowledge on underwriting Private Equity backed customers/companies

Compensation

The expected salary range for this role is $81,600 CAD - $102,000 CAD. However, the starting base pay will depend on a number of factors including the candidate’s location, skills, experience, market demands, and internal pay parity. Depending on the position offered, equity and other forms of compensation may be provided as part of a total compensation package.

Please be aware, job-seekers may be at risk of targeting by malicious actors looking for personal data. Brex recruiters will only reach out via LinkedIn or email with a brex.com domain. Any outreach claiming to be from Brex via other sources should be ignored.

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Credit Strategy Associate